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ANZ Frequent Flyer Black Credit Card

The ANZ Frequent Flyer Black Credit Card offers up to 130,000 bonus Qantas Points. Ongoing benefits include Qantas Points earned on eligible purchases, complimentary travel insurance, and Qantas Club lounge invitations.


Updated 10 December 2024


Fact checked and verified. Updated 10 December 2024
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Expert Review

The ANZ Frequent Flyer Black credit card is ANZ's premium Qantas Frequent Flyer product. Featuring a relatively high points earn rate which is uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% points earn rates, for an average spend of $5,000 per month. Further, the product has a $425 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products.

Bonus Points and $200 back to your new card.
For a limited time the ANZ Frequent Flyer Black credit card has a bonus Qantas Points offer, where you could receive 90,000 bonus Qantas Points in the first year and 40,000 bonus Qantas Points in the second year. Plus, the product has a $200 back to your new card offer. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Our most rewarding Qantas experience with uncapped Qantas Points earning, Qantas Club privileges, access to exclusive events and travel benefits."
- ANZ
Rewards

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Earn Qantas Points

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1point per $1 spent up to $7,500, then 0.5 per statement

Fees
Account Fees

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$370 annual account fee

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$55 rewards fee

Additional Cardholder Fees

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$10 additional cardholder fee

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$55 additional cardholder rewards fee

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Up to 9 additional cardholders

Transaction Fees

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3.00% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.99% p.a. variable cash advance rate

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Up to 44 interest free days on purchases

Features
Insurance

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International Travel Insurance

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Domestic Travel Insurance

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Rental Vehicle Excess in Australia Insurance

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Extended Warranty Insurance

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Purchase Protection Insurance

Airport Lounge Access

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2 x Qantas Club lounge invitations each year

Offers
Bonus Qantas Points Offer

up to 130,000bonus points

$200back to your new card

Up to 130,000 bonus Qantas Points. 90,000 bonus Qantas Points and $200 back to your new card when you spend $5,000 on eligible purchases in the first 3 months from approval. Plus, an additional 40,000 bonus Qantas Points when you keep your card for over 12 months. New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $425).
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

Alternative Credit Cards
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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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