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ANZ Platinum Credit Card

The ANZ Platinum Credit Card offers $100 back to your new card. Ongoing benefits include complimentary travel insurance.


Updated 14 April 2025


Fact checked and verified. Updated 14 April 2025
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Expert Review

The ANZ Platinum credit card is ANZ's premium low fee product. Featuring a $87 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products, no additional cardholder fees and an ongoing spend based annual fee waiver, when the customer spends $20,000 per year.

$100 back to your new card and $0 Annual Fee in first year.
For a limited time the ANZ Platinum credit card has a $100 back to your new card offer. In addition, the product also has a $0 annual fee in first year, which is a saving of $87. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
A simple everyday credit card with $0 annual fee in the first year plus complimentary insurances."
- ANZ
Rewards

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No rewards program

Fees
Account Fees

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$87 annual account fee, waived when you spend $20,000 in 12 months

Additional Cardholder Fees

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No additional cardholder fee

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Up to 9 additional cardholders

Transaction Fees

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3.00% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.99% p.a. variable cash advance rate

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Up to 55 interest free days on purchases

Features
Insurance

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International Travel Insurance

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Domestic Travel Insurance

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Rental Vehicle Excess in Australia Insurance

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Extended Warranty Insurance

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Purchase Protection Insurance

Offers
Cash Back Offer

$0annual fee in first year

$100back to your new card

Earn $100 back to your new ANZ Platinum card when you spend $2,000 on eligible purchases in the first 3 months from approval. T&Cs, eligibility criteria, fees and charges apply (including an annual fee of $0 in the first year, currently $87 thereafter).
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

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