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ANZ Rewards Platinum Credit Card

The ANZ Rewards Platinum Credit Card offers 100,000 extra ANZ Reward Points. Ongoing benefits include ANZ Reward Points earned on eligible purchases, and complimentary travel insurance.


Updated 10 December 2024


Fact checked and verified. Updated 10 December 2024
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Expert Review

The ANZ Rewards Platinum credit card is one of ANZ's mid-tier ANZ Rewards products. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $149 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products.

Extra Points and $50 back to your new card.
For a limited time the ANZ Rewards Platinum credit card has a bonus ANZ Reward Points offer, where you could receive 100,000 extra ANZ Reward Points in the first year. Plus, the product has a $50 back to your new card offer. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Be rewarded for your everyday purchases and access a flexible Rewards program with complimentary insurances and Personal Concierge."
- ANZ
Rewards

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Earn ANZ Reward Points

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1.5points per $1 spent up to $2,000, then 0.5 per statement

Fees
Account Fees

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$94 annual account fee

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$55 rewards fee

Additional Cardholder Fees

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$10 additional cardholder fee

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$55 additional cardholder rewards fee

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Up to 9 additional cardholders

Transaction Fees

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3.00% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.99% p.a. variable cash advance rate

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Up to 44 interest free days on purchases

Features
Insurance

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International Travel Insurance

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Domestic Travel Insurance

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Rental Vehicle Excess in Australia Insurance

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Extended Warranty Insurance

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Purchase Protection Insurance

Offers
Extra ANZ Rewards Points Offer

100,000extra points

$50back to your new card

Earn 100,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval. New Rewards card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $149).
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

Alternative Credit Cards
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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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