HomePersonal LoansANZVariable Rate Personal Loan

ANZ Variable Rate Personal Loan

The ANZ Variable Rate Personal Loan offers rates from 7.49% p.a. (8.18% p.a. comparison rate*). on loans of $5,000 to $50,000.


Updated 23 September 2024


Fact checked and verified. Updated 23 September 2024
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Expert Review

ANZ Variable Rate Personal Loan is an unsecured loan with a variable rate from 7.49% to 17.99% p.a. (8.18% to 18.59% p.a. comparison rate). This product offers loan amounts from $5,000 to $50,000 and terms of 1-7 years with an establishment fee of $150 and an ongoing fee of $10 per month.

According to Stay or Go's personal loan comparison review, this product ranks amongst the 10% lowest interest rates when compared to other unsecured, variable rate loans in the market. It is a competitive option for those looking for a personal loan solution that suits their needs and budget best. It may be a good choice if you’re looking to consolidate debt, renovate your house or go on that holiday you’ve been dreaming about as ANZ Variable Rate Personal Loan offers same day finance approval and flexibility with no fee charged for paying out the loan early or redrawing additional repayments made previously.

Product Details
Fees

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$150 establishment fee

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$10 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 7.49% to 19.99% p.a.

Loan Amount

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From $5,000 to $50,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ANZ website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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