HomePersonal LoansBankSASecured Fixed Rate Personal Loan

BankSA Secured Fixed Rate Personal Loan

The BankSA Secured Fixed Rate Personal Loan offers rates from 6.49% p.a. (7.61% p.a. comparison rate*). on loans of $3,000 to $80,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

BankSA's Secured Fixed Rate Personal Loan is a great option for those looking to borrow between $3,000 and $80,000. With a fixed rate of 6.49% to 12.99% p.a. (7.61% to 14.06% p.a. comparison rate), you can be sure that your repayments will remain the same over the loan term of 1-7 years. An establishment fee of $195 and an ongoing fee of $12 per month are applicable on this loan product. A loan closure fee of $150 may apply when you close your loan account before the end date specified in your contract

If you’re looking to buy a vehicle or value the certainty of set payment amounts, BankSA's Secured Fixed Rate Personal Loan may be suitable for you. It offers competitive interest rates and flexible repayment terms over 1-7 years.

Product Details
Fees

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$195 establishment fee

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$12 ongoing monthly fee

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$150 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 6.49% to 12.99% p.a.

Loan Amount

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From $3,000 to $80,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Secured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the BankSA website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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