Compare Bankwest Credit Cards
Compare the latest Bankwest Credit Card offers. 0% for 24 months on Balance Transfers. 50,000 bonus Qantas Points. Review your existing Bankwest Credit Card. Get a better deal today.
Updated 10 December 2024
Offers 1 - 9 of 9
Are MORE Rewards or Qantas Frequent Flyer rewards better?
If you take out a Bankwest loyalty points Credit Card you’ll generally have the option to link it to Qantas Frequent Flyer or MORE Rewards. We look at the pros and cons of each rewards program to help you choose which is right for you.
How do MORE Rewards credit cards work?
The MORE Rewards program is designed to give you flexibility in the way you choose to redeem rewards points. It allows you to accumulate rewards on your everyday purchases and doesn’t cap the number of points you can earn.
You can then spend these points across a range of categories, including Gift cards and Cashback.
The following provides more information about these redemption options:
- Gift cards. You can convert your MORE Rewards points for gift cards through a number of retail partners. These include Woolworths, Coles, JB Hi-Fi, Myer, and more.
- Cashback.MORE Rewards has a cashback scheme that offers you $5 in return for every 2,250 points you redeem.
Which cards come with MORE Rewards?
Bankwest offers 3 different cards that come with MORE Rewards. These include the entry-level Bankwest More Classic card, as well as the Bankwest More Platinum and the Bankwest More World. For a higher fee, these offer the opportunity to earn more rewards points, and feature other travel-related benefits.
Summary of the benefits of MORE Rewards cards
| Bankwest More Classic | Fee$100 | International transaction fee2.95% | Purchase rate21.99% p.a. | Interest free daysup to 44 | Rewards points earned Earn MORE Rewards Points 1.5points per $1 spent 150,000 annual points cap | Other benefits n/a | Minimum credit limit$1,000 | |
|---|---|---|---|---|---|---|---|---|
| Bankwest More Platinum | Fee$160 | International transaction fee0% | Purchase rate21.99% p.a. | Interest free daysup to 44 | Rewards points earned Earn MORE Rewards Points 2points per $1 spent 400,000 annual points cap | Other benefits No international transaction fees Complimentary travel insurance | Minimum credit limit$6,000 | |
| Bankwest More World | Fee$270 | International transaction fee0% | Purchase rate21.99% p.a. | Interest free daysup to 44 | Rewards points earned Earn MORE Rewards Points 2.5points per $1 spent | Other benefits No international transaction fees Complimentary travel insurance LoungeKey airport lounge passes | Minimum credit limit$12,000 |
How do the Bankwest Qantas Frequent Flyer credit cards work?
As the name suggests when you spend money on your Bankwest Qantas Frequent Flyer card, you earn Qantas Frequent Flyer Points directly. Points are uncapped and the amount you’ll receive depends on how much you spend.
Qantas Frequent Flyer program is extensive, giving you the opportunity to use points for domestic and international flights and upgrades. You can also redeem points for:
- hotels
- shopping, including gift cards and direct purchases from the Qantas Store
- purchases through Qantas Wine
- Qantas Travel Insurance, and
- hire cars and fuel through BP
Which cards come with Qantas Frequent Flyer?
Bankwest offers 2 different cards that link to Qantas Frequent Flyer. These include the entry-level Bankwest Qantas Platinum card, as well as the Bankwest Qantas World. For a higher fee, these offer the opportunity to earn more rewards points, and feature other travel-related benefits.
Summary of Bankwest Qantas Frequent Flyer Cards
| Bankwest Qantas Platinum | Fee$160 | International transaction fee0% | Purchase rate21.99% p.a. | Interest free daysup to 44 | Rewards points earned Earn Qantas Points 0.6points per $1 spent up to $2,500, then 0.3 per statement | Other benefits No international transaction fees Complimentary travel insurance | Minimum credit limit$3,000 | |
|---|---|---|---|---|---|---|---|---|
| Bankwest Qantas World | Fee$270 | International transaction fee0% | Purchase rate21.99% p.a. | Interest free daysup to 44 | Rewards points earned Earn Qantas Points 1point per $1 spent up to $5,000, then 0.5 per statement | Other benefits No international transaction fees Complimentary travel insurance | Minimum credit limit$12,000 |
Current offers on Bankwest Qantas Frequent Flyer cards
Bankwest has the following offer for people taking out a new Bankwest Qantas Frequent Flyer card.
Bankwest Qantas Platinum
up to 50,000bonus points
Which should you get: MORE Rewards or Qantas Frequent Flyer?
Ultimately, whether you should choose a MORE Rewards or a Bankwest Qantas Frequent Flyer credit card depends largely on how you intend to redeem the points.
If you’re happy flying Qantas and shopping through its partners, then earning Qantas Frequent Flyer points directly can be a great option.
If cost is a consideration, it’s also worth noting that the MORE Rewards cards tends to be slightly cheaper than the Bankwest Qantas Frequent Flyer cards.
Alternatively, if you don’t feel like you’ll get value out of rewards points, a low-cost no-frills card could save you money.
In short…
Both cards offer great rewards programs and the choice ultimately comes down to personal preference.