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Compare Bendigo Bank Credit Cards

Compare the latest Bendigo Bank Credit Card offers. Review your existing Bendigo Bank Credit Card. Get a better deal today.


Updated 10 December 2024


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Qantas Frequent Flyer
Bendigo Bank Rewards

Offers 1 - 7 of 7

Are Bendigo Bank Rewards or Qantas Frequent Flyer rewards better?

If you take out a Bendigo Bank loyalty points Credit Card you’ll generally have the option to link it to Qantas Frequent Flyer or Bendigo Bank Rewards. We look at the pros and cons of each rewards program to help you choose which is right for you.

How do Bendigo Bank Rewards credit cards work?

The Bendigo Bank Rewards program is designed to give you flexibility in the way you choose to redeem rewards points. It allows you to accumulate rewards on your everyday purchases and doesn’t cap the number of points you can earn.


You can then spend these points across a range of categories, including Gift cards .


The following provides more information about these redemption options:

  • Gift cards. You can convert your Bendigo Bank Rewards points for gift cards through a number of retail partners. These include Myer, Woolworths, Coles, Bunnings, Kmart, Hoyts, Target, Catch, Myer, David Joes, and more.

Which cards come with Bendigo Bank Rewards?

The Bendigo Bank Platinum Rewards credit card is the only Bendigo Bank credit card that features Bendigo Bank Rewards.

Summary of the benefits of Bendigo Bank Rewards cards

Bendigo Bank Platinum Rewards
Fee$89
International transaction fee3%
Purchase rate21.99% p.a.
Interest free daysup to 55
Rewards points earned

Earn Bendigo Bank Rewards Points

1.5points per $1 spent

Other benefits

Complimentary travel insurance

Minimum credit limit$3,000

How do the Bendigo Bank Qantas Frequent Flyer credit cards work?

As the name suggests when you spend money on your Bendigo Bank Qantas Frequent Flyer card, you earn Qantas Frequent Flyer Points directly.


Qantas Frequent Flyer program is extensive, giving you the opportunity to use points for domestic and international flights and upgrades. You can also redeem points for:

  • hotels
  • shopping, including gift cards and direct purchases from the Qantas Store
  • purchases through Qantas Wine
  • Qantas Travel Insurance, and
  • hire cars and fuel through BP

Which cards come with Qantas Frequent Flyer?

The Bendigo Bank Qantas Platinum credit card is the only Bendigo Bank credit card that features Qantas Frequent Flyer.

Summary of Bendigo Bank Qantas Frequent Flyer Cards

Bendigo Bank Qantas Platinum
Fee$149
International transaction fee3%
Purchase rate21.99% p.a.
Interest free daysup to 55
Rewards points earned

Earn Qantas Points

0.6points per $1 spent up to $33,333

Other benefits

Complimentary travel insurance

Minimum credit limit$3,000

Which should you get: Bendigo Bank Rewards or Qantas Frequent Flyer?

Ultimately, whether you should choose a Bendigo Bank Rewards or a Bendigo Bank Qantas Frequent Flyer credit card depends largely on how you intend to redeem the points.


If you’re happy flying Qantas and shopping through its partners, then earning Qantas Frequent Flyer points directly can be a great option.


If cost is a consideration, it’s also worth noting that the Bendigo Bank Rewards cards tends to be slightly cheaper than the Bendigo Bank Qantas Frequent Flyer cards.


Alternatively, if you don’t feel like you’ll get value out of rewards points, a low-cost no-frills card could save you money.

In short…

Both cards offer great rewards programs and the choice ultimately comes down to personal preference.


More information
* Select “learn more” for additional information regarding fees, interest rates, rewards and other features.
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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