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Citi Clear Credit Card

The Citi Clear Credit Card offers 0% p.a. for 28 months on balance transfers.


Updated 10 December 2024


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Expert Review

The Citi Clear credit card is one of Citi's mid-tier No Reward Points products. Featuring a $99 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Balance Transfer.
For a limited time the Citi Clear credit card has a special 0% p.a. Balance Transfer offer for 28 months. Of note, there is also a 3% p.a. Balance Transfer fee which should be considered when evaluating the overall benefit of this offer. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
The low-rate card that’s loaded with perks."
- Citi
Rewards

No rewards program

Fees
Account Fees

$99 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

3.40% international transaction fee

Other fees may apply.

Rates

14.99% p.a. variable purchase rate

22.24% p.a. variable cash advance rate

Up to 44 interest free days on purchases

Features
Insurance

Guaranteed Pricing Scheme

Purchase Cover Insurance

Extended Warranty Insurance

Transit Accident Insurance

Offers
Balance Transfer Offer

0% for 28 monthson balance transfers (3.00% BT fee applies), reverts to 22.24% p.a.

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Citi website.

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