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Citi Prestige Credit Card

The Citi Prestige Credit Card offers 250,000 bonus Citi Rewards Points. Ongoing benefits include Citi Rewards Points earned on eligible purchases, and complimentary travel insurance.


Updated 23 December 2024


Fact checked and verified. Updated 23 December 2024
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Expert Review

The Citi Prestige credit card is one of Citi's premium Citi Rewards products. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $700 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Bonus Points.
For a limited time the Citi Prestige credit card has a bonus Citi Rewards Points offer, where you could receive 250,000 bonus Citi Rewards Points in the first year. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Experience exceptional privileges with Citi Prestige credit card."
- Citi
Rewards

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Earn Citi Rewards Points

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1point per $1 spent

Fees
Account Fees

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$700 annual account fee

Additional Cardholder Fees

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No additional cardholder fee

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Up to 4 additional cardholders

Transaction Fees

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3.40% international transaction fee

Other fees may apply.

Rates

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21.49% p.a. variable purchase rate

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22.24% p.a. variable cash advance rate

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Up to 44 interest free days on purchases

Features
Insurance

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Guaranteed Pricing Scheme

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Purchase Cover Insurance

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Extended Warranty Insurance

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International Travel Insurance

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Transit Accident Insurance

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Interstate Flight Inconvenience

Offers
Bonus Points Offer

250,000bonus points

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Citi website.

Alternative Credit Cards
More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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