Coles No Annual Fee Mastercard
The Coles No Annual Fee Mastercard offers 10,000 bonus Flybuys Points. Ongoing benefits include Flybuys Points earned on eligible purchases, and no annual fee.
Updated 14 April 2025
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The Coles No Annual Fee Mastercard is Coles' low fee product. This is also the only credit card Coles offers in the low fee category. Featuring a competitive points earn rate which is uncapped, the card provides great value. Further, the product has no annual fee, which is Coles' lowest standard annual fee, including up to 55 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card is one of only a limited number that offer an ongoing $0 Annual Fee.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no additional cardholder fees.
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Earn Flybuys Points
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0.5points per $1 spent
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$0 annual account fee
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No additional cardholder fee
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Up to 4 additional cardholders
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3.00% international transaction fee
Other fees may apply.
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20.74% p.a. variable purchase rate
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20.74% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Purchase Protection Insurance
10,000bonus points
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Coles website.