CommBank Essentials Credit Card
The CommBank Essentials Credit Card offers a range of benefits including a low ongoing interest rate.
Updated 23 December 2024
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The CommBank Essentials credit card is one of CommBank's low interest rate products. Featuring a competitive Purchase interest rate of 9.90% p.a., and including up to 55 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 5% lowest purchase rates. Further, the product has a $5 monthly fee. As a result, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no additional cardholder fees.
This product is currently not available for sale.
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No rewards program
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$5 monthly account fee
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No additional cardholder fee
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Up to 1 additional cardholder
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3.50% international transaction fee
Other fees may apply.
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9.90% p.a. variable purchase rate
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9.90% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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