HomePersonal LoansHarmoneyUnsecured Personal Loan

Harmoney Unsecured Personal Loan

The Harmoney Unsecured Personal Loan offers rates from 5.76% p.a. (6.55% p.a. comparison rate*). on loans of $2,000 to $70,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

Harmoney Unsecured Personal Loan is an unsecured loan with a fixed rate from 5.35% to 19.09% p.a. (6.14% to 19.99% p.a. comparison rate). You can borrow from $2,000 to $70,000 over 3 years, 5 years or 7 years. There is an establishment fee of $275 and no ongoing fees per month.

According to Stay or Go's personal loan comparison review, this product ranks amongst the 1% lowest interest rates when compared to other unsecured, fixed rate loans in the market. It may be a good choice if you’re looking to consolidate debt, renovate your house or go on that trip plus like the certainty of fixed repayment amounts and there is no fee charged for paying out your loan early if you choose do so before its due date.

Product Details
Fees

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Establishment fee from $275 applies

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 5.76% to 24.03% p.a.

Loan Amount

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From $2,000 to $70,000

Loan Terms

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3, 5 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Harmoney website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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