HomeCredit CardsHSBCStar Alliance - Krisflyer

HSBC Star Alliance - Krisflyer Credit Card

The HSBC Star Alliance - Krisflyer Credit Card offers 0% p.a. for 12 months on balance transfers. Ongoing benefits include Krisflyer Miles via Star Alliance earned on eligible purchases, and complimentary travel insurance.


Updated 23 December 2024


Fact checked and verified. Updated 23 December 2024
Already have a credit card?

See if there's a better deal in 60 Seconds

Get Started

* See details below

Expert Review

The HSBC Star Alliance - Krisflyer credit card is HSBC's premium Krisflyer product. This is also the only credit card HSBC offers in the premium Krisflyer category. Featuring a relatively high points earn rate which is uncapped, the card provides premium features such as insurances. This card earns Star Alliance Points, which can be converted to a variety of rewards, including Krisflyer Miles. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% points earn rates, for an average spend of $5,000 per month. Further, the product has a $450 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Balance Transfer and $0 Annual Fee in first year.
For a limited time the HSBC Star Alliance - Krisflyer credit card has a special 0% p.a. Balance Transfer offer for 12 months. Of note, there is also a 2% p.a. Balance Transfer fee which should be considered when evaluating the overall benefit of this offer. In addition, the product also has a $0 annual fee in first year, which is a saving of $450. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Unlock a world of global travel benefits."
- HSBC
Rewards

•

Earn Krisflyer Miles via Star Alliance#

•

0.8points per $1 spent up to $3,000, then 0.4 per statement

# This product earns Star Alliance Points which can be converted to Krisflyer Miles. For your convenience, all above references to points are in the Krisflyer Miles currency.

Fees
Account Fees

•

$450 annual account fee

Transaction Fees

•

3.00% international transaction fee

Other fees may apply.

Rates

•

19.99% p.a. variable purchase rate

•

21.99% p.a. variable cash advance rate

•

Up to 55 interest free days on purchases

Features
Insurance

•

Domestic and International Travel Insurances

•

Rental Vehicle Insurance Excess Cover

•

Transit Accident Insurance

•

Extended Warranty Insurance

•

Guaranteed Pricing Scheme

•

Purchase Protection Insurance

Offers
Balance Transfer Offer

0% for 12 monthson balance transfers (2.00% BT fee applies), reverts to 21.99% p.a.

$0annual fee in first year

Already have this credit card?

See if there's a better deal in 60 Seconds

Get Started
TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the HSBC website.

More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
Terms of Use | Privacy Policy
Copyright © 2025 Stay or Go Pty Ltd
Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.