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ING Personal Loan

The ING Personal Loan offers rates from 6.89% p.a. (7.10% p.a. comparison rate*). on loans of $5,000 to $60,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

ING's Personal Loan is an unsecured loan with a fixed rate from 6.99% to 10.99% p.a. (7.20% to 11.21% p.a. comparison rate). You can borrow from $5,000 up to $60,000 for a period of 2-5 years. There is an establishment fee of $150 with no ongoing fees per year charged for this product.

According to Stay or Go's personal loan comparison review, this product ranks amongst the 25% lowest interest rates when compared to other unsecured, fixed rate loans in the market. It is a competitive option if you're looking for certainty in your repayments and don't want any hidden costs or fees charged for paying out your loan early. This product may be suitable if you’re looking to consolidate debt, renovate your house or go on that trip without worrying about fluctuating repayment amounts.

Product Details
Fees

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$150 establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 6.89% to 18.99% p.a.

Loan Amount

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From $5,000 to $60,000

Loan Terms

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2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ING website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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