Kogan Money Black Card
The Kogan Money Black Card offers $300 Kogan.com Credit. Ongoing benefits include Kogan Points earned on eligible purchases, and no annual fee.
Updated 10 December 2024
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The Kogan Money Black Card is Kogan Money's premium low fee product. This is also the only credit card Kogan Money offers. Featuring a relatively high points earn rate which is Kogan Money's highest and uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 1% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has no annual fee, which is Kogan Money's lowest standard annual fee, including up to 44 interest free days. As a result, this card is one of only a limited number that offer an ongoing $0 Annual Fee.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.
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Earn Kogan Points
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1point per $1 spent
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$0 annual account fee
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No additional cardholder fee
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Up to 4 additional cardholders
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3.40% international transaction fee
Other fees may apply.
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21.99% p.a. variable purchase rate
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22.74% p.a. variable cash advance rate
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Up to 44 interest free days on purchases
$300Kogan.com Credit
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Kogan Money website.