Macquarie Black Credit Card
The Macquarie Black Credit Card offers a range of benefits including Macquarie Rewards Points earned on eligible purchases, complimentary travel insurance, no international transaction fees.
Updated 14 April 2025
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The Macquarie Black credit card is Macquarie's premium Macquarie Rewards product. Featuring a relatively high points earn rate which is uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 5% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $249 annual fee, including up to 55 interest free days. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no foreign transaction fees, which are commonly around 3 p.a., this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas and Overseas Travel and Medical Insurance which is similar to equivalent products.
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Earn Macquarie Rewards Points
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2points per $1 spent
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$249 annual account fee
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$10 additional cardholder fee
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Up to 4 additional cardholders
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No international transaction fee
Other fees may apply.
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20.70% p.a. variable purchase rate
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20.70% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Overseas Travel Insurance
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Extended Warranty Insurance
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Interstate Flight Inconvenience Insurance
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Macquarie website.