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NAB Low Fee Credit Card

The NAB Low Fee Credit Card offers 0% p.a. for 12 months on balance transfers. Ongoing benefits include a low ongoing annual fee.


Updated 23 December 2024


Fact checked and verified. Updated 23 December 2024
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Expert Review

As the name suggests, the NAB Low Fee credit card is one of NAB's low fee products. Featuring a reasonably priced $30 annual fee, including up to 44 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the lowest 25% annual fee products.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no additional cardholder fees.

Balance Transfer and $240 back to your new card.
For a limited time the NAB Low Fee credit card has a special 0% p.a. Balance Transfer offer for 12 months. Of note, there is also a 3% p.a. Balance Transfer fee which should be considered when evaluating the overall benefit of this offer. Plus, the product has a $240 back to your new card offer. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Enjoy our lowest annual card fee of only $30, so you can save your cash for the things you love."
- NAB
Rewards

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No rewards program

Fees
Account Fees

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$30 annual account fee

Additional Cardholder Fees

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No additional cardholder fee

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Up to 1 additional cardholder

Transaction Fees

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3.50% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.74% p.a. variable cash advance rate

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Up to 44 interest free days on purchases

Features
Insurance

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Purchase Protection Insurance

Offers
Cashback Offer

0% for 12 monthson balance transfers (3.00% BT fee applies), reverts to 21.74% p.a.

$240back to your new card

Up to $240 credit back. Get $80 back per month for the first three months when you spend $500 per month.
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the NAB website.

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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.