Compare St George Credit Cards
Compare the latest St George Credit Card offers. 0% for 32 months on Balance Transfers. 90,000 bonus Qantas Points. 75,000 bonus Velocity Points. Review your existing St George Credit Card. Get a better deal today.
Updated 14 May 2024
Offers 1 - 10 of 15
Are St George Amplify or Qantas Frequent Flyer rewards better?
If you take out a St George loyalty points Credit Card you’ll generally have the option to link it to Qantas Frequent Flyer or Amplify. We look at the pros and cons of each rewards program to help you choose which is right for you.
How do St George Amplify credit cards work?
The St George Amplify program is designed to give you flexibility in the way you choose to redeem rewards points. It allows you to accumulate rewards on your everyday purchases and doesn’t cap the number of points you can earn.
You can then spend these points across a range of categories, including Gift cards . You can also convert your St George Amplify points to frequent flyer points with 2 different partners, including Velocity Frequent Flyer, andSingapore Airlines Krisflyer.
The following provides more information about these redemption options:
- Gift cards. You can convert your St George Amplify points for gift cards through a number of retail partners. These include Woolworths, Bunnings, David Jones, Ampol, Myer, Westfield, Harvey Norman, and more.
- Airline partners. 2 different frequent flyer programs partner with St George Amplify offering the following rates of exchange:
- Velocity Frequent Flyer.2 St George Amplify Points = 1 Velocity Point
- Singapore Airlines Krisflyer.2 St George Amplify Points = 1 Krisflyer Mile
Which cards come with St George Amplify?
St George offers 2 different cards that come with St George Amplify. These include the entry-level St George Amplify Rewards Platinum card, as well as the St George Amplify Rewards Signature. For a higher fee, these offer the opportunity to earn more rewards points, and feature other travel-related benefits.
Summary of the benefits of St George Amplify cards
| St George Amplify Rewards Platinum | Fee$124 | International transaction fee3% | Purchase rate21.49% p.a. | Free Daysup to 55 | Rewards points earned Earn Amplify Points 1point per $1 spent | Other benefits Complimentary travel insurance | Minimum credit limit$6,000 | |
|---|---|---|---|---|---|---|---|---|
| St George Amplify Rewards Signature | Fee$295 | International transaction fee3% | Purchase rate21.49% p.a. | Free Daysup to 55 | Rewards points earned Earn Amplify Points 1.5points per $1 spent | Other benefits Complimentary travel insurance Priority Pass airport lounge passes | Minimum credit limit$15,000 |
Current offers on St George Amplify cards
St George has the following offers for people taking out a new St George Amplify card.
St George Amplify Rewards Platinum
100,000bonus points
0% for 24 monthson balance transfers (1.00% BT fee applies), reverts to 21.49% p.a.
$49annual fee in first year
St George Amplify Rewards Signature
150,000bonus points
0% for 24 monthson balance transfers (1.00% BT fee applies), reverts to 21.49% p.a.
$199annual fee in first year
How do the St George Qantas Frequent Flyer credit cards work?
As the name suggests when you spend money on your St George Qantas Frequent Flyer card, you earn Qantas Frequent Flyer Points directly. Points are uncapped and the amount you’ll receive depends on how much you spend.
Qantas Frequent Flyer program is extensive, giving you the opportunity to use points for domestic and international flights and upgrades. You can also redeem points for:
- hotels
- shopping, including gift cards and direct purchases from the Qantas Store
- purchases through Qantas Wine
- Qantas Travel Insurance, and
- hire cars and fuel through BP
Which cards come with Qantas Frequent Flyer?
St George offers 2 different cards that link to Qantas Frequent Flyer. These include the entry-level St George Amplify Qantas Platinum card, as well as the St George Amplify Qantas Signature. For a higher fee, these offer the opportunity to earn more rewards points, and feature other travel-related benefits.
Summary of St George Qantas Frequent Flyer Cards
| St George Amplify Qantas Platinum | Fee$199 | International transaction fee3% | Purchase rate21.49% p.a. | Free Daysup to 55 | Rewards points earned Earn Qantas Points 0.5points per $1 spent 50,000 annual points cap | Other benefits Complimentary travel insurance | Minimum credit limit$6,000 | |
|---|---|---|---|---|---|---|---|---|
| St George Amplify Qantas Signature | Fee$370 | International transaction fee3% | Purchase rate21.49% p.a. | Free Daysup to 55 | Rewards points earned Earn Qantas Points 0.75points per $1 spent 187,500 annual points cap | Other benefits Complimentary travel insurance Qantas Club lounge invitations | Minimum credit limit$15,000 |
Current offers on St George Qantas Frequent Flyer cards
St George has the following offers for people taking out a new St George Qantas Frequent Flyer card.
St George Amplify Qantas Platinum
up to 70,000bonus points
0% for 24 monthson balance transfers (1.00% BT fee applies), reverts to 21.49% p.a.
St George Amplify Qantas Signature
90,000bonus points
0% for 24 monthson balance transfers (1.00% BT fee applies), reverts to 21.49% p.a.
Which should you get: St George Amplify or Qantas Frequent Flyer?
Ultimately, whether you should choose a St George Amplify or a St George Qantas Frequent Flyer credit card depends largely on how you intend to redeem the points.
If you’re happy flying Qantas and shopping through its partners, then earning Qantas Frequent Flyer points directly can be a great option.Alternatively, if you’d prefer to fly another airline, then the St George Amplify card gives you the opportunity to redeem through 2 different frequent flyer loyalty programs schemes (Qantas isn’t one of them).
If cost is a consideration, it’s also worth noting that the St George Amplify cards tends to be slightly cheaper than the St George Qantas Frequent Flyer cards. But if you’re earning more points on an airline you’d choose to fly, this probably won’t matter.
Alternatively, if you don’t feel like you’ll get value out of rewards points, a low-cost no-frills card could save you money.
In short…
Both cards offer great rewards programs and the choice ultimately comes down to personal preference.