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Suncorp Platinum Credit Card

The Suncorp Platinum Credit Card offers 140,000 bonus Suncorp Rewards Points. Ongoing benefits include Suncorp Rewards Points earned on eligible purchases, and complimentary travel insurance.


Updated 23 December 2024


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Expert Review

The Suncorp Platinum credit card is Suncorp Bank's mid-tier Suncorp Rewards product. Featuring a relatively high points earn rate which is Suncorp Bank's highest and uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $129 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Bonus Points.
For a limited time the Suncorp Platinum credit card has a bonus Suncorp Rewards Points offer, where you could receive 140,000 bonus Suncorp Rewards Points in the first year. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Maximise your reward points and enjoy premium benefits."
- Suncorp Bank
Rewards

Earn Suncorp Rewards Points

1.25points per $1 spent

Fees
Account Fees

$129 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

3.40% international transaction fee

Other fees may apply.

Rates

20.99% p.a. variable purchase rate

21.99% p.a. variable cash advance rate

Up to 55 interest free days on purchases

Features
Insurance

International Travel Insurance

Interstate Flight Inconvenience Insurance

Transit Accident Insurance

Extended Warranty Insurance

Guaranteed Pricing Scheme

Purchase Cover Insurance

Offers
Bonus Points Offer

140,000bonus points

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Suncorp Bank website.

More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.