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Virgin Australia Velocity Flyer Credit Card

The Virgin Australia Velocity Flyer Credit Card offers 0% p.a. for 24 months on balance transfers, or 50,000 bonus Velocity Points. Ongoing benefits include Velocity Points earned on eligible purchases, and a $129 Virgin Australia Gift Voucher each year.


Updated 14 April 2025


Fact checked and verified. Updated 14 April 2025
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Expert Review

The Virgin Australia Velocity Flyer credit card is Virgin Money's mid-tier Velocity Frequent Flyer product. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $149 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and an annual $129 Virgin Australia Gift Voucher.

This Virgin Australia Velocity Flyer credit card currently features a choice of two introductory offers.

Offer 1: Balance Transfer.
For a limited time the Virgin Australia Velocity Flyer credit card has a special 0% p.a. Balance Transfer offer for 24 months. Of note, there is also a 100% p.a. Balance Transfer fee which should be considered when evaluating the overall benefit of this offer. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.
Offer 2: Bonus Points and Balance Transfer.
For a limited time the Virgin Australia Velocity Flyer credit card has a bonus Velocity Points offer, where you could receive 50,000 bonus Velocity Points in the first year. Also, the product has a special 0% p.a. Balance Transfer offer for 12 months. Of note, there is also no Balance Transfer fee which is a significant benefit. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Go places faster with our award-winning Virgin Australia Velocity Flyer credit card. Turn your everyday spend into flights, accomodation and more. The sky's the limit."
- Virgin Money
Rewards

•

Earn Velocity Points

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0.66points per $1 spent up to $1,500, then 0.5 per statement

Fees
Account Fees

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$149 annual account fee

Additional Cardholder Fees

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$39 additional cardholder fee

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Up to 4 additional cardholders

Transaction Fees

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3.30% international transaction fee

Other fees may apply.

Rates

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20.74% p.a. variable purchase rate

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20.99% p.a. variable cash advance rate

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Up to 44 interest free days on purchases

Features
Annual Credit

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$129 Virgin Australia Gift Voucher each year

Insurance

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Fraudshield

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Transit Accident Insurance

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Guaranteed Pricing Scheme

Offers
Balance Transfer Offer

0% for 24 monthson balance transfers (100.00% BT fee applies), reverts to 20.99% p.a.

Bonus Points Offer

50,000bonus points

0% for 12 monthson balance transfers, reverts to 20.99% p.a.

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Virgin Money website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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