HomeCredit CardsWestpacAltitude Platinum

Westpac Altitude Platinum Credit Card

The Westpac Altitude Platinum Credit Card offers up to 120,000 bonus Westpac Altitude Points. Ongoing benefits include Westpac Altitude Points earned on eligible purchases, and complimentary travel insurance.


Updated 10 December 2024


Fact checked and verified. Updated 10 December 2024
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Expert Review

The Westpac Altitude Platinum credit card is one of Westpac's mid-tier Westpac Altitude products. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $175 annual fee, including up to 45 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Bonus Points and discounted Annual Fee in first year.
For a limited time the Westpac Altitude Platinum credit card has a bonus Westpac Altitude Points offer, where you could receive 90,000 bonus Westpac Altitude Points in the first year and 30,000 bonus Westpac Altitude Points in the second year. In addition, the product also has a $49 annual fee in first year, which is a saving of $126 from the standard fee of $175. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
A platinum rewards credit card with complimentary insurance covers, bonus rewards points offers and no cap on the points you earn."
- Westpac
Rewards

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Earn Westpac Altitude Points

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1point per $1 spent

Fees
Account Fees

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$175 annual account fee

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$0 rewards fee

Additional Cardholder Fees

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No additional cardholder fee

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Up to 1 additional cardholder

Transaction Fees

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3.00% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.99% p.a. variable cash advance rate

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Up to 45 interest free days on purchases

Features
Insurance

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Overseas Travel Insurance

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Transit Accident Insurance

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Purchase Security Insurance

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Extended Warranty Insurance

Offers
Bonus Points Offer

up to 120,000bonus points

$49annual fee in first year

90,000 bonus points in year 1 + 30,000 bonus points in year 2.
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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