The Westpac Altitude Qantas Black Credit Card offers up to 120,000 bonus Qantas Points. Ongoing benefits include Qantas Points earned on eligible purchases, complimentary travel insurance, and Qantas Club lounge invitations.
Updated 14 April 2025
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The Westpac Altitude Qantas Black credit card is one of Westpac's premium Qantas Frequent Flyer products. Featuring a competitive points earn rate, the card provides premium features such as insurances. Further, the product has a $370 annual fee, including up to 45 interest free days.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.
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Earn Qantas Points
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0.75points per $1 spent up to $250,000
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187,500 annual points cap
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$295 annual account fee
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$75 rewards fee
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No additional cardholder fee
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Up to 1 additional cardholder
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3.00% international transaction fee
Other fees may apply.
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20.99% p.a. variable purchase rate
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21.99% p.a. variable cash advance rate
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Up to 45 interest free days on purchases
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Overseas Travel Insurance
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Interstate Flight Inconvenience Insurance
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Transit Accident Insurance
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Purchase Security Insurance
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Price Guarantee Cover
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Extended Warranty Insurance
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Rental Vehicle Excess in Australia Insurance
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2 x Qantas Club lounge invitations each year
up to 120,000bonus points
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.