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Westpac Earth Black Credit Card

(no longer for sale)

The Westpac Earth Black Credit Card offers a range of benefits including Qantas Points earned on eligible purchases, complimentary travel insurance.


Updated 14 April 2025


Fact checked and verified. Updated 14 April 2025
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Expert Review

The Westpac Earth Black credit card is one of Westpac's premium Qantas Frequent Flyer products. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $250 annual fee, including up to 45 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

This product is currently not available for sale.

Product Details
Rewards

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Earn Qantas Points

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0.63points per $1 spent

Fees
Account Fees

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$250 annual account fee

Additional Cardholder Fees

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No additional cardholder fee

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Up to 1 additional cardholder

Transaction Fees

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3.00% international transaction fee

Other fees may apply.

Rates

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20.99% p.a. variable purchase rate

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21.99% p.a. variable cash advance rate

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Up to 45 interest free days on purchases

Features
Insurance

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Overseas Travel Insurance

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Interstate Flight Inconvenience Insurance

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Transit Accident Insurance

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Purchase Security Insurance

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Price Guarantee Cover

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Extended Warranty Insurance

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Rental Vehicle Excess in Australia Insurance

Offers
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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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