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Westpac Flex Credit Card

The Westpac Flex Credit Card offers . Ongoing benefits include interest free, and no international transaction fees.


Updated 23 December 2024


Fact checked and verified. Updated 23 December 2024
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Expert Review

The Westpac Flex credit card is one of Westpac's low interest rate products. Featuring a 0% p.a. purchase rate, which is Westpac's lowest, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 1% lowest purchase rates. Further, the product has a $10 monthly fee. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.

Considering its key features, this card is most suitable to someone who doesn't want to pay interest on a small balance, and is happy to pay a fee for this. Other benefits include no foreign transaction fees, which are commonly around 3 p.a., this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas and no additional cardholder fees.

To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Flex Card is a simple, affordable, interest-free way to pay for the unexpected, as well as the things you want. And, best of all, it’s accepted everywhere – both in-store and online."
- Westpac
Rewards

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No rewards program

Fees
Account Fees

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$10 monthly account fee

Transaction Fees

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No international transaction fee

Other fees may apply.

Rates

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Interest free

Offers
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.

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