Challenger
P&N Bank
Overview
P&N Bank is a leading Australian financial services company located in Perth, Western Australia. It provides banking services to customers across the country, from major cities to regional and rural areas. As an Australian-owned company, P&N Bank is dedicated to providing quality service and products tailored to the needs of its customers. It offers a range of banking services including savings accounts, term deposits, home loans and credit cards.
Advantages
Banking with P&N Bank has many advantages for customers such as competitive interest rates on savings accounts and term deposits, access to a wide range of products tailored to their individual needs and convenient online banking options. The main disadvantage is it has a limited branch and ATM footprint.
Security
P&N Bank takes security seriously by offering advanced encryption technology for online transactions as well as fraud monitoring systems that detect suspicious activity on customer accounts. Customers can also set up two-factor authentication for added protection when accessing their account online. Data stored with P&N Bank is protected by industry-standard security measures.
Customer Service
Customers can contact the bank 24/7 through its website or mobile app for any inquiries they may have about their account or products offered by the bank. Additionally, customers can visit one of its many branches located throughout Australia during opening hours which are typically 9am - 5pm Monday - Friday (local time). The bank's Australian branch network is extensive with locations in all major cities and towns across the country while its ATM network covers most areas too; allowing customers free access at other banks' ATMs nationwide without incurring any additional fees.
Majors
Big banks with extensive nationwide networks that provide a comprehensive range of services
Challengers
Regional and international banking institutions that offer financial services